Ray has been providing insurance and investment advice since 1983. His specialty is Pre and Post- Retirement Planning with emphasis on proper positioning of pension and IRA assets. With his Chartered Life Underwriter (CLU®) background, he is also proficient in deciphering unique legacy solutions.
In addition to his Insurance Licenses, he currently holds FINRA series 6,7,63 securities licenses in 11 states, to continue service to long term clients who have relocated.
Married to Linda in 1989, Ray has been a lifelong resident of Lorain County. Their son Ryan, a recent graduate of Gannon University, attained a degree in marketing and finance. When not working, you will find him spending time with his family or out fishing, a long time passion.